PLAYOFF
5 highest-ranked conference champions auto-bid; seeds 1–4 get first-round byes; straight seeding by résumé rank.
The bracket seeds by résumé — who earned it. The probabilities predict the committee, who weigh things differently. They will disagree. Projected records add the remaining FBS schedule to what has been played; FCS dates still ahead are not simulated.
First-round byes
First round
The bubble
Playoff Probabilities — simulation includes committee bias